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It has been a while guys. Sorry I'm one of those people who start things, goes hard for 2-3 months then stops completely. It's a problem I know! It's truly something I'm working on and trying to fix. Which is why i'm writting again. Anyways straight to the point now... I had an abdominoplasty!!  For those who do not know what it is it's a tummy tuck and liposuction surgery and it is very invasive! I was cut open from hip to hip, the excess skin was cut off and my abdominal muscles where sown together to correct my diastasis recti. I had around 9 pounds of access skin and fat removed. Crazy right! But I'm honestly so happy I went threw with it because it has improved my self- esteem dratically.  Before doing the procedure I was dealing with self doubt and a very negative self image. My self esteem was super low and this was affecting me in all aspects of life.  Ladies you would understand me when I say if you do not feel attractive you definitely ...

There have been many times in my life that I have been discontent. Most of those times there was a very important aspect of life that I was not focusing on. That was GRATITUDE!  Many years ago, about three to be exact I realized how much of a complainer I was. I complained about everything all the time. If my friend complained about their husband not doing something around the house, I made sure they knew how much worse mine was. If things were going OK between me and my husband i'd sneak in a sparky complain. It could have been something I noticed years ago, or the way he answered me when I asked a question. I was honestly awful. And I had no idea it was my thing.  One day my husband and I got into an argument. I had planned a dinner date with my girls and no one took it serious. In my head it was all planned out. We were going to have dinner and drinks and it was going to be great. However in their heads they had never fully agreed on anything. My girls bailed, w...

When I was beginning my journey into financial enlightenment I had a very hard time staying on track. I had my WHY, which was being able to stay home with my first child for 6 months before returning to work. But I was such a big spender that it was like rewiring my brain completely. When I was bored I went shopping, when I was happy I went shopping, when I was sad I went shopping. Retail therapy had been my way to cope with everything in my life. I also have a love for good food and would constantly go out to eat. Spending money was my way to feel better. If I had a bad day I  would go out to eat with my friends. It was my reward to feel better. I had to learn to let go of that way of thinking and I couldn't have done it without YouTube mentors to guide me.   Coming from a single parent home with my younger sister and mom made it so easy to spend. We grew up not having much so growing up I built the idea that when I got my own money I was going to spend it on whatever I ...

The year 2020 was a challenging time. The Corona virus was just surging in the United States and the medical community still had no idea how to best handle the situation. I was pregnant at the time the state wide shut down happened. By pregnant I mean I was about to pop during that time.  My husband and I were trying to be smart with our money because we were getting ready for the arrival of our second baby and my maternity leave. Knowing I would be out of work within a month or so, I began saving and paying off any debt. Something many people did not get a chance to do before the pendemic hit. Because of this we thankfully had a bit of a cushion when it all went down.  Sadly many Americans did not have any heads up to start saving by the time the pendemic hit. Many people lost their jobs and were is danger of loosing their homes and businesses. The pendemic struck down anyone who was at all financially unprepared for life's challenges. Now how often does a pendemic strike rig...

When I was about 14 years old I got my first job. It was over the summer and I heard a restaurant was hiring and they didn't check any identification. My mom had been a single mom all of her life and she was struggling to find a job. She usually had two to three jobs to make ends meet. My sister and I had different dads but neither one was in the picture. So we were on our own.   Once I started working I realized how great it felt to earn my own money. I also thought I was great at managing my money. So when I got a bit older I got another job.I was working two jobs, a fill time one and part time one. Mind you I was also in Junior year of high school.  I thought I was doing good. I was a hard worker and gained a good reputation with my employers. I was able to get my bills paid with no problems. I was helping my mom pay the bills at home. I had a phone, a car, and was able to eat out every day. In reality I was not very good at managing my money. My account was constantly...

 The past year has been one for the books. In the sense that it's been crazy and dumb and unimaginable as well as tragic. Some of us have lost people close to us, others lost their jobs and some even parts of their childhood. I have been working with children for many years, more then 12 years to be exact. So I know  thing of two about how kids operate. However after this past year I have seen a shift in the way kids interact and behave. What I noticed is that children between the ages of three and five are much more dependent on adults. When the school year began I noticed many of the children in my care were reserved and needed much guidance. Their sense of independence had lessened. They expected the adults in the room to be doing most of the work for them. They complained, were easily bored and even a bit territorial. And eventhough they played with other children they really wanted adult interaction. I'm saying all of this because the pandemic has affected many of us, but...